Financing
Pearls Vanity is proud to offer hassle free financing through secure and trusted third-party financing companies! It's possible to have the vanity of your dreams without breaking the bank!
Enjoy flexible payment terms with little to no interest and no late fees or hidden charges. Pick the plan that's right for you. Pay monthly with a debit card or your bank account.
TO GET STARTED JUST CHOOSE AFFIRM AT CHECK OUT OR SHOPPAY INSTALLMENTS
Affirm customers must:
- Be a resident of the U.S. (including U.S. territories)
- Be at least 18 years old (19 if you’re a ward of the state in Nebraska)
- Have a Social Security number
- Own a phone number that receives SMS and is registered to the United States or U.S. territories
- Descent to good credit score.
Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a downpayment may be required.
No Credit Needed Financing through Snap.
Your vanity can be yours with only $39 down! You can also benefit from the 100 day interest-free promotional period and pay your entire purchase same as cash. It's quick and easy to apply, and you'll receive approval in minutes! Payments can be made after you receive your vanity.
THE APPLICATION FOR NO CREDIT NEEDED FINANCING CAN BE ACCESSED BY SELECTING " Snap! Lease-to-own, pay over time" AT CHECK OUT.
Requirements:
- 18 years of age or older.
- SSN or ITIN #
- Active Bank Account (3 months or older)
- Valid ID (Passport/ Consular ID welcomed)
Denied Application
In the event that your application is denied through the first option. We can help you get approved through another company if you text or call 713-261-3808.
Important information Regarding 'No Credit Needed Financing'.
The initial downpayment is not deductible from the total. This is a processing fee charged by financing companies. The company may require you to pay directly with your debit card, or we may add the fee to your purchase.
In order to pay for your purchase with no interest during the deferred interest period, you MUST call the financing company's customer service to modify your Auto Pay to comply with the interest-free promotional period. You will incur interest if you fail to do this, since only the minimal payment will be deducted. It is not the responsibility of Pearls Vanity to resolve any misunderstandings regarding this matter. The customer service department of the financing company will be able to clarify all of your doubts.
Your credit score will not be affected by applying for financing, but there may be a soft inquiry once financing has been approved and signed. Payments may be reported to a credit bureau.
Our team is ready to answer any questions you may have before applying for a financing account. Call or text 713-261-3808 or email info@pearlsvanity.com
Layaway
A convenient payment plan for future-based purchases. We will secure your item in our warehouse while you pay comfortably. Layaway orders can be started with as little as a $100 deposit that goes towards your balance. Layaway allows you to pay off your order over a period of 15 weeks. The total purchase amount must be received in full before your items can be shipped. As far as payments go, there are no rules as long as the payment is settled within 15 weeks. The amount and frequency of your payments are up to you.
The $100 initial deposit is non-refundable. There will be a fee for extending layaway terms.
If you would like to start a layaway order, you can reach us at 713-261-3808 or you can email us at info@pearlsvanity.com.
Para informacion en espanol llamanos o mandanos un mensaje de texto al 713-261-3808.